Chip: AI Autosaves and a Prize Savings Account

3.81% AER on its Easy Access Savings Account

Chip is an auto-savings app and Cash ISA provider that uses AI-powered autosaves and offers a prize savings account. One roundup picks it as a strong easy-access option, quoting a variable rate that should be verified before you sign up.

Why it mattersIt pairs a competitive easy-access rate with a prize-draw twist most rivals lack.